What are Moody’s considerations about India’s Aadhaar biometric system? 6 factors

Additionally learn: Moody’s crucial evaluation of Aadhaar: India calls it ‘baseless’; Right here’s how UIDAI, IT Ministry have reacted

This is what Moody’s mentioned about India’s Aadhaar know-how:

• The Distinctive Identification Authority of India (UIDAI) administers Aadhaar, aiming to combine marginalized teams and broaden welfare advantages entry. Nevertheless, the system faces hurdles, together with the burden of creating authorization and considerations about biometric reliability.
•  UIDAI-Aadhaar system typically leads to service denials, and the reliability of biometric applied sciences, particularly for handbook laborers in sizzling, humid climates, is questionable.
• Moody’s report additionally acknowledged, “Sure classes of digital ID, particularly these underneath central or federated management, are vulnerable to misuse or exploitation – a priority that turns into notably salient when delicate biometric information like fingerprints or facial recognition data are concerned”.

Additionally learn: India reaffirms confidence in Aadhaar know-how, calls Moody’s opinions baseless

• Moody’s report highlighted considerations concerning the decentralised digital id saying the widespread use of this know-how additionally faces different hurdles. “Decentralised Digital (DID) brings potential options to present ID points but in addition presents challenges, together with technical complexity, cyber dangers, interoperability points amongst totally different frameworks, the potential for information exploitation, and attainable social repercussions”.
• Additional, Moody’s report acknowledged {that a} lack of appropriate insurance policies and rules can discourage using reusable credentials and create obstacles for this know-how. ” It’s unlikely that Decentralised id (DID) shall be broadly adopted throughout totally different international methods with out new rules and legal guidelines,” Moody’s talked about in its report.
• The shortage of well-defined and universally accepted requirements for numerous elements throughout the Decentralised digital (DID) structure – reminiscent of information codecs, communication protocols, cryptographic strategies, and verification procedures – hinders the flexibility of various DID methods to work collectively effectively and seamlessly, often known as interoperability.

How did India reply to Moody’s report?

The Ministry of Electronics & IT has known as Moody’s viewpoints on the Aadhaar-UIDAI system ‘baseless’.

The Union Ministery mentioned, “The report in query doesn’t cite both major or secondary information or analysis in help of the opinions offered in it. The investor service didn’t make any try to determine details concerning the problems raised by it from the Authority”.

The ministry additionally mentioned that the report has incorrectly talked about numerous Aadhaar customers.

The report ignores that biometric submission can be attainable by way of contactless means like face authentication and iris authentication. As well as, the choice of cell OTP can be out there in lots of use instances, mentioned the ministry.

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Up to date: 26 Sep 2023, 10:40 AM IST